Insurance for ATVs, Motorcycles, Boats & RVs

Coverage for the Way You Ride, Drive & Explore
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Protect Your Favorite Vehicles—On & Off the Road

From weekend lake trips to trail riding through East Texas, we offer custom coverage for the vehicles that make life more fun. Whether it floats, rolls, or roars, we’ll help you protect it with policies that make sense.


As a local agency, we know the lifestyle here—and the risks. We match you with the right protection for your ride, using top carriers and coverage options tailored to your adventures and your budget.

ATV Insurance
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ATV Insurance:

Coverage for Every Off-Road Adventure

ATVs are made for fun—but accidents happen fast. Our ATV insurance helps protect your vehicle, your passengers, and your wallet. Whether you ride for recreation or ranch work, we’ll get you the right coverage with no guesswork.

  • Covers collision & rollover damage
  • Theft & vandalism protection
  • Bodily injury & liability options
  • Custom coverage for accessories
  • Required for many trail systems
Motorcycle insurance
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Motorcycle Insurance:

Ride Free, Stay Protected

From back roads to highways, motorcycle insurance is essential for safe, stress-free riding. We help you choose coverage that fits your bike, your style, and your needs—so you can focus on the ride.

  • Collision & comprehensive coverage
  • Gear & helmet protection
  • Liability for injury or damage
  • Uninsured/underinsured motorist
  • Optional roadside assistance
Boat Insurance
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Boat Insurance:

Stay Covered on the Water

Whether you’re cruising, tubing, or casting a line, boat insurance protects your time on the water. We’ll guide you to a policy that covers your boat, passengers, trailer, and more—because lake days shouldn’t come with worry.

  • Coverage for damage, theft, or sinking
  • Liability for injuries or damage
  • Trailer & transport protection
  • Personal belongings & equipment
  • Coverage for multiple types of boats
RV Insurance
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RV Insurance:

Wherever You Roam, We’ve Got You

Your RV is more than a vehicle—it’s a home on wheels. Whether you travel full-time or a few weekends a year, we offer policies that protect everything from your engine to your living space.

  • Motorhome & travel trailer coverage
  • Full-timer & vacation-only options
  • Liability & personal injury
  • Contents & equipment protection
  • Roadside help available

Need Help Choosing the Right Policy?

We’re here to make the process easy. Just tell us what you drive, tow, or ride—and we’ll match you with the coverage that works best for your lifestyle.

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We’ve Got Real Answers

Questions About Rec Vehicle Insurance?

Here’s what to know before you hit the trail, road, or lake.

  • Is recreational vehicle insurance required in Texas?

    While some vehicles like RVs and motorcycles must be insured, ATVs and boats vary by use. Either way, coverage is highly recommended—and often required on trails or in marinas.

  • Can I bundle my RV or boat insurance with my home or auto policy?

    Yes! Bundling is a great way to save. We’ll help you combine policies to keep costs low and coverage strong.

  • What does liability coverage include for these vehicles?

    Liability coverage pays for injuries or property damage you cause to others while operating your ATV, motorcycle, boat, or RV.

  • Do I need separate coverage for trailers?

    In most cases, yes. We’ll help you understand what your policy covers and whether you need to add trailer protection.

  • Is theft or vandalism covered?

    If you choose comprehensive coverage, yes! That includes theft, fire, vandalism, and weather-related damage depending on the vehicle.

Talk to a Local Agent Today

Let’s Protect What Moves You