Commercial Property Insurance That Protects What You’ve Built
From Storefronts to Barns, Coverage That Fits

Protect Your Business Space, Equipment & Inventory
Whether you run a storefront in town or manage equipment out on the land, commercial property insurance helps protect the spaces and tools that keep your business going. We help you find coverage that fits your work and your wallet.
Fire, theft, weather—when something unexpected hits, we’re in your corner. As a local agency, we understand what Northeast Texas businesses need and we build policies that reflect the risks and realities you face every day.
Building Coverage

Building Coverage:
Protection for Your Business Space
From brick-and-mortar shops to metal storage buildings, building coverage protects the physical structure where your business operates. It helps repair or rebuild after damage so you can get back to work without losing your footing.
- Covers buildings you own
- Includes garages, barns, sheds & storage units
- Protection from fire, wind, theft & more
- Can include signage & fixtures
- Required by most lenders or landlords
business Personal Property Coverage

Business Personal Property:
What’s Inside Matters Too
Everything inside your business—equipment, inventory, tools, furniture—is part of your livelihood. This coverage helps replace or repair what’s damaged, stolen, or destroyed in a covered event.
- Covers business-owned items inside the building
- Includes equipment, furniture & inventory
- Theft, vandalism & disaster protection
- Customizable coverage limits
- Great for retail, office, and service businesses
loss of income

Loss of Income:
Keep Business Going After Disaster
If a covered event shuts down your operations, loss of income coverage helps replace lost revenue during the downtime. That means your business—and your bills—don’t have to pause.
- Helps replace lost revenue
- Coverage for necessary temporary locations
- Payroll continuation options
- Often bundled with property policies
- Ideal for businesses with a physical location
Need a Custom Policy? We Can Help.
Every business is different. We’ll help you choose the right protection based on your location, property type, and risk factors. Whether you're starting out or scaling up, we’ve got your back.

Know What’s Covered Before You Need It
Your Commercial Property Questions—Answered
We keep it simple, so you can focus on your work.
What types of property can be covered?
We can insure buildings you own or rent, business personal property, signage, equipment, and even landscaping. Every policy is tailored to your space and needs.
Is flood or earthquake damage included?
No—these are typically not part of standard commercial property policies. If you’re at risk, we’ll help add the right endorsements or standalone coverage.
Do I need property insurance if I lease my space?
Most landlords require tenants to carry property insurance for business contents. Even if not required, it’s smart protection for your inventory and tools.
What happens if I temporarily shut down after a fire?
That’s where business interruption coverage comes in. It helps you cover lost income, rent, payroll, and operating costs while you recover.
Can I bundle commercial property with other business coverage?
Absolutely. We often build package policies that combine property, liability, and more—saving you time, money, and hassle.