Auto Insurance That Keeps You Moving Forward
Protection for Every Drive, Every Day
Local Coverage That Fits Your Life & Vehicle
Whether it’s your daily commute, weekend errands, or road trips through Texas, we help you stay covered behind the wheel. Our auto insurance options are flexible, reliable, and built around the way you drive.
As an independent agency, we work with trusted carriers to find affordable protection that makes sense for your vehicle, your budget, and your peace of mind—right here in Mount Pleasant and across Northeast Texas.
Liability Coverage
Liability Coverage:
Stay Protected on the Road
Liability coverage helps cover damages if you're responsible for injuring someone or damaging their property in an accident. It’s not just required—it’s essential for protecting your finances and peace of mind.
- Bodily injury liability
- Property damage liability
- Required by Texas state law
- Helps cover legal fees
- Affordable options for every driver
Comprehensive & Collision Coverage
Comprehensive & Collision Coverage:
Repair or Replace After the Unexpected
From fender benders to falling tree limbs, comprehensive and collision coverage help repair or replace your vehicle when unexpected damage occurs—on or off the road.
- Collision: covers accidents with other vehicles
- Comprehensive: covers theft, weather, animals
- Works with deductible options
- Helps with repair or replacement costs
- Often required for financed vehicles
Uninsured Motorist
Uninsured Motorist:
Coverage When Others Fall Short
Not everyone plays by the rules. If you're hit by someone with no insurance—or not enough—this coverage helps protect you, your passengers, and your finances.
- Covers injuries caused by uninsured drivers
- Helps with vehicle repairs
- Required in many policies
- Offers extra peace of mind
- Affordable add-on for full protection
Need Extra Protection? Let’s Build It.
From roadside assistance to rental car coverage, we can tailor your auto insurance policy to match your driving habits and priorities. Let’s make sure you have what you need—without overpaying for what you don’t.
Let’s Clear the Confusion
Auto Insurance Answers You Can Count On
We break it down so you don’t have to guess.
What’s the minimum auto insurance required in Texas?
A: Texas law requires liability insurance: $30,000 for injuries per person, $60,000 per accident, and $25,000 for property damage. We help make sure you’re covered—and not just at the minimum.
What’s the difference between comprehensive and collision?
Collision covers damage from accidents with vehicles or objects. Comprehensive covers things like theft, hail, or hitting a deer. Both can be bundled with your policy.
Will I save money if I bundle my auto with home insurance?
Absolutely! Bundling policies is one of the easiest ways to save money. Ask us about multi-policy discounts available through our carrier partners.
How are my auto insurance rates determined?
Rates are based on factors like driving history, vehicle type, coverage level, location, and credit. We’ll help you understand your quote and get the best value.
Can I switch my policy before it ends?
Yes! You don’t have to wait until your policy renews to make a change. We’ll walk you through the process and help avoid any lapses in coverage.