Commercial Auto Insurance for Vehicles That Work Hard

From Service Vans to Fleet Trucks, We’ve Got You
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Coverage That Keeps Your Business Moving

Whether you’ve got one truck or a whole fleet, commercial auto insurance helps protect the vehicles that drive your business forward. We’ll help you choose coverage that fits your operations, budget, and daily road risks.


From local deliveries to cross-county service calls, your business depends on reliable transportation. We work with trusted carriers to keep your commercial vehicles covered—so a fender bender never slows you down for long.

liability coverage
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Liability Coverage:

Meet Legal Requirements & Protect Your Business

Liability coverage pays for damage or injuries your business vehicle causes to others. It's required in Texas and essential for every business on the move.

  • Bodily injury & property damage liability
  • Helps cover lawsuits & legal defense
  • Meets Texas state minimums
  • Required for all business-owned vehicles
  • High-limit options available
collision & comprehensive Coverage
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Collision & Comprehensive:

Repair or Replace After the Unexpected

These two coverage types help pay for damage to your own vehicles—whether it's from an accident, vandalism, or severe weather. We'll help you find the right limits and deductibles.

  • Covers repairs after accidents
  • Protection from theft, fire, storms & more
  • Works with any vehicle size
  • Required for financed or leased vehicles
  • Bundles available for savings
loss of income
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Hired & Non-Owned Auto:

Extend Protection to All Drivers

If employees use personal or rented vehicles for business purposes, this coverage helps protect your business in case of an accident. It’s smart protection for growing teams and gig-based operations.

  • Covers employee-owned vehicle use
  • Required by many contracts
  • Helps pay legal & medical expenses
  • Great for delivery & service businesses
  • Often added to general liability policies

Need Fleet Coverage or a Custom Policy?

We’ll help you insure multiple vehicles under one streamlined policy—customized for your business size, driver list, and road exposure. From electricians to landscapers, we make sure every vehicle is road-ready.

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Know Before You Hit the Road

Commercial Auto Insurance, Explained

We’ll help you sort through what’s required—and what’s simply smart to have.

  • What counts as a commercial vehicle?

    Any vehicle used for business purposes—like deliveries, service calls, or transporting equipment—may require commercial auto insurance. This includes pickups, vans, box trucks, and more.

  • Is commercial auto insurance more expensive than personal?

    It can be, but it’s also more comprehensive. Rates depend on vehicle type, usage, driver history, and coverage levels. We help you find the best fit.

  • Does my personal auto policy cover business use?

    Usually not. If you're using your vehicle for work—even just part-time—you likely need commercial coverage to avoid gaps or denied claims.

  • Can I insure multiple vehicles on one policy?

    Yes! Fleet coverage makes managing multiple business vehicles simple and cost-effective. We'll help you streamline the process.

  • What if my employees drive their own cars for work?

    That’s where hired & non-owned auto coverage comes in. It protects your business when employees use personal or rented vehicles on the job.

Talk to a Local Agent Today

Stay on the Road with Confidence